rev. 11/10

Privacy Policy

Bonneville Bank Privacy Statement

FACTS

 WHAT DOES BONNEVILLE BANK DO WITH YOUR PERSONAL INFORMATION?
   

Why?

 Financial companies choose how they share your personal information.Federal law gives consumers the right to limit some but not all sharing.Federal law also requires us to tell you how we collect, share, and protect your personal information.Please read this notice carefully to understand what we do.
   

What?

The types of personal information we collect and share depend on the product or service you have with us.This information can include:

  • Social Security number and account balances
  • account transactions and purchase history
  • transaction history and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.
   

How?

 All financial companies need to share customers personal information to run their everyday business.In the section below, we list the reasons financial companies can share their customers personal information; the reasons Bonneville Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does Bonneville Bank share? Can you limit this sharing?
For our everyday business purposes
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes
to offer our products and services to you		 Yes No
For joint marketing with other financial companies No We don't share
For our affiliates – everyday business purposes
information about your transactions and experiences		 Yes No
For our affiliates – everyday business purposes
information about your creditworthiness		 No We don't share
For nonaffiliates to market to you No We don't share

Questions?

 Call 801-344-7020 or go to www.bonnevillebank.com


Page 2		  

What we do
How does Bonneville Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.These measures include computer safeguards and secured files and buildings.
How does Bonneville Bank
collect my personal information

We collect your personal information, for example, when you

  • open an account or make deposits or withdrawals from your account
  • use your debit card or provide account information
  • give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates– everyday business purposes; information about your creditworthiness
  • affiliates from using your information to market to yousharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.See below for more on your rights under state law.

Definitions
Affiliates

Companies related by common ownership or control.They can be financial and nonfinancial companies.

  • Our affiliates include financial companies, such as our parent bank holding company.
Nonaffiliates

Companies not related by common ownership or control.They can be financial or nonfinancial companies.

  • Bonneville Bank does not share with nonaffiliates so they can market to you.
Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Bonneville Bank does not jointly market.

Other important information
Depending on where you live, you may have additional privacy protections under state law. We will comply with applicable state laws before sharing nonpublic personal information about you. We may do this by sending a separate notice of those rights to you. For example, if you are a resident of California, Illinois, North Dakota, or Vermont, we will not share your personal information with nonaffiliates except for our everyday business purposes or our own marketing purposes or with your consent.