Individual Retirement Accounts

It's never too late to start saving.

"My success depends on how well
prepared I am."

Certificates Of Deposit

A sound retirement plan is essential to your long-term financial goals, and you are never too young to start planning for it. To assist you in your retirement needs Bonneville Bank offers a 30-month IRA Certificate of Deposit. There are many benefits to a retirement account based in whole or part in Certificates of Deposit:

  • 100% FDIC insured up to applicable insurance limits
  • No ongoing fees, as opposed to brokerage, or self-directed IRA accounts.
  • Guaranteed annual rate of return

To find out more about these accounts please call or stop by our bank. A friendly Bonneville Bank employee would be more than happy to let you know all about our retirement account options.

Current Rates

IRA Certificates of Deposit Min. Opening Deposit Interest Rate Annual Percentage Yield (APY)
30 Month IRA CD $100.00 0.25% 0.25%

Click here to check our current rates of return for all of our interest bearing accounts.


IRA's are provided full FDIC insurance coverage to the maximum amount allowed per depositor, $250,000, and in certain situations more.

For more information about FDIC insurance coverage of retirement accounts, visit